Medical Savings Account (MSA) Plan Benefits
NetworkPrime (MSA) Benefits
Annual Medical Deductible
$5,100
Annual Maximum Out-of-Pocket
$5,100
Primary Care Provider Visit
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Specialist Visit
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Preventive Care*
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Annual Medicare Wellness Visit
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Medicare-Covered Vaccines
Flu, pneumonia, COVID-19
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Part B Vaccines
Hepatitis B, all other Part B vaccines
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Inpatient Hospital Services1
Per admission
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Outpatient Hospital Services
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Labs
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Diagnostic Tests
Such as ultrasound, EKG, stress test
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
X-rays
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Diagnostic Radiology Services– Advanced Imaging
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Urgent Care Visit
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Emergency Room Visit
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Air and Ground Ambulance Services
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Durable Medical Equipment
Such as insulin pumps1, CPAP machines, prosthetic devices1
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Physician Telehealth Services
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Virtual Visit with MDLIVE®2
For medical services2
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Medicare Part B Drugs1
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Travel within the United States
Any doctor or hospital in the United States that accepts Medicare beneficiaries should accept your Network Prime plan.
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Pick Your Perks2
Not Included
Preventive Dental Services2
Not Included
Medicare-Covered Dental Services
Does not include services in connection with care, treatment, filling, removal or replacement of teeth
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Optional Comprehensive Dental Coverage2
$39 monthly premium
Annual Maximum: $1,000
Annual Routine Vision Exam2
Not Included
Diagnostic Eye Exam
To diagnose and treat diseases and conditions of the eye
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Post-Cataract Eyewear
One pair of eyeglasses or contact lenses after each cataract surgery
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Over-the-Counter Coverage2
Not Included
Fitness with SilverSneakers®2
Not Included
Routine Hearing Exam2
Not Included
Diagnostic Hearing Exam
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Hearing Aids2
Maximum of two hearing aids per year
Hearing aid evaluation and fitting included
Not Included
Outpatient Mental Health
Individual or group therapy
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Inpatient Mental Health1
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Opioid Treatment Services
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Substance Abuse Services
Outpatient individual or group therapy
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Skilled Nursing Facility1
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Outpatient Physical1, Occupational1, Speech Therapy
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Chiropractic Services
Manipulation of the spine to correct misalignment of one or more of the bones of your spine
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Medicare-Covered Acupuncture
For chronic low back pain only, up to 12 visits in 90 days and no more than 20 visits per year
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Medicare-Covered Home Health Care Visits1
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Chemotherapy1
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Radiation Therapy1
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Acupuncture
Up to 12 visits per year are covered for members who are undergoing chemotherapy and experiencing nausea
Not Included
Home-Based Palliative Care
Not Included
Diabetes Monitoring Supplies and Test Strips
One Touch™ and Accu-Chek™ test strips, continuous glucose monitoring supplies limited to FreeStyle Libre® and Dexcom®. All other brands are not covered.
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Diabetic Shoe Inserts
Copayment per pair
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
Non-Emergency Transportation
24 one-way trips to get to and from dialysis for members with end-stage renal disease (ESRD)
Not Included
Dialysis
Until you meet your annual deductible of $5,100, you pay up to 100% of the Medicare-approved amount. After you meet your annual deductible, you pay $0 for Medicare-covered services. No prior authorization required.
*Includes abdominal aortic aneurysm screening, alcohol misuse screening and counseling, annual wellness visit, bone mass measurement, breast cancer screening, cardiovascular disease screening, cardiovascular disease risk reduction visit, cervical and vaginal cancer screening, colorectal cancer screening (screening colonoscopy, fecal occult blood test, flexible sigmoidoscopy), depression screening, diabetes screening, glaucoma screening, HIV screening, lung cancer screening, medical nutrition therapy services, Medicare Diabetes Prevention Program, obesity screening and therapy, prostate cancer screening, screening for sexually transmitted infections and counseling, smoking and tobacco use cessation counseling, one time Welcome to Medicare preventive visit
1Service may require prior authorization.